Mark Dixon is a business manager, e-business consultant, and an occasional lecturer in information & network management and electronic commerce/business. He has a PhD from the University of Western Australia, an MBA from Murdoch University, a Graduate Diploma in Business from Curtin University of Technology, a Diploma in Research Skills and Presentation from The University of Western Australia, a BSc in computer science and mathematics from University of New South Wales and also has extensive industry experience in information systems and electronic commerce. His main research interest is e-commerce and information systems for international trade and banking, particularly payment systems.